Emily was a passenger in a vehicle and was unaware that the man who was driving didn’t have the permission of the owner or insurance. Having driven at high speed within a built up area, he crashed the vehicle into a wall and ran off, leaving Emily inside the car, which caught fire. She was saved by a police officer and a member of the public. Her neck was broken in the collision, along with a significant number of other injuries which resulted in her being off work for a very long time. As the driver wasn’t insured to use the vehicle, Emily had difficulties getting financial assistance to help while she was out of work. She had to move out of her home and move back in with her parents until she could carry out normal activities by herself.